Embers can reach your home before the fire does. Find the places they can enter — and the improvements that deserve your attention first.
Take the quiz to set your needle.
Find my readiness score ↗Rotate the home. Choose a weak point. Compare exposed details with hardening improvements under the same illustrative ember exposure.
The interactive 3D view is unavailable on this device. All guidance, your readiness score and inspection options still work.
Drag to rotate · Use + / − to zoom · Tap a part or choose a zone below. The vulnerable-home scenario shows how ignition can spread to structural loss. Hardening reduces vulnerabilities; no home is fireproof.
Check 11 parts of your home and surroundings. Get an educational score, a list of items to verify and a practical starting plan.
A photo-free quiz can’t inspect installation details, predict fire behavior or certify your property.
Ranked using the custom planning weights below. This is not a prediction of ignition order or savings per dollar.
The original assessment’s custom weights are retained as an educational prioritization tool. They have not been validated as a wildfire loss model. Each answer adds a fraction of its component weight to a concern total. Readiness = 100 × (1 − concern / applicable weight). “Not applicable” removes that component’s weight. Unknowns produce a minimum–maximum range; they are never silently counted as safe.
Higher means more favorable reported conditions. It does not mean a percentage chance of survival. Terrain, weather, nearby structures, installation quality and actual product ratings require a separate review.
Colorado HB25-1182 addresses mitigation in insurance risk models, underwriting and pricing. Ask your carrier which actions and verification qualify. A discount, coverage or renewal is not guaranteed. Read the enacted law ↗
0–20% is an illustration control, not a published carrier discount range. Use only a percentage your carrier confirms applies to your premium.
Enter a premium to explore the math.
Keep the six-task checklist. Start with safe, ground-level work. Cost and timing depend on access and your property; use a qualified pro for roof access or modifications.
Remove combustible mulch, debris and stored items next to the structure. This immediate zone is one part of a plan that also includes the building and surrounding vegetation.
Have a pro walk it with me ↗No checklist guarantees survival. Follow local evacuation instructions during an active wildfire.
Keep the improvements that interest you. RMG can review your home, discuss the order of work and prepare a scope with site-specific pricing.
Request your free on-site WUI assessment with Rocky Mountain Gutters & Maintenance. Bring your questions, your score or the upgrades you’re already considering.
The statewide code sets a framework. Your local jurisdiction determines how it applies to your parcel and your project.
The Colorado Wildfire Resiliency Code addresses Class A roof coverings or assemblies, ventilation openings, gutters and additional exterior details. A material name alone is not proof of a compliant installation.
Read the state code ↗The state code was established July 1, 2025. Verify the current local adoption, permit triggers, exemptions and mapped classification with your building department before work begins.
Colorado code board ↗Keep photos, product ratings, invoices, permits and inspection records. Ask the carrier which evidence or certification it accepts before relying on a premium adjustment.
HB25-1182 ↗Understand the next step before you take it.
Ask RMG about your home →A WUI inspection reviews a home and its surroundings for potential wildfire vulnerabilities, including roof details, vents, exterior materials and nearby fuels. This contractor assessment helps you plan improvements; your local code official determines code compliance.
A review of visible vulnerabilities, a written order of priorities and a conversation about appropriate upgrades. Ask RMG to confirm the site-specific scope, documentation and any work that needs a separate estimate before the visit.
No blanket conclusion can be made from this quiz. Jurisdiction, location, project scope, permit triggers, amendments and exemptions determine how the Colorado Wildfire Resiliency Code applies. Confirm requirements before starting exterior work.
No. It is an educational planning score based on self-reported answers and custom weights. It is not a measured ignition probability, a parcel risk classification, a certification or a code inspection. Unknown answers produce a score range.
It may affect your carrier’s assessment, but no universal discount or renewal outcome is guaranteed. Colorado HB25-1182 addresses mitigation in insurance risk models, underwriting and pricing. Ask your carrier which work, verification and records qualify.
Keep before-and-after photographs, product names and ratings, invoices, scope descriptions, dates, permits and applicable inspection records. Ask your insurer whether a separate verification or certification program is required.
Not necessarily. A documented roof assembly in good condition may need maintenance or detail improvements. The inspection should distinguish existing strengths, repairable gaps and materials that warrant replacement.
Yes. Choose the upgrades you want reviewed below and request an inspection, or call RMG directly. Final scope and pricing depend on your home and the products selected.